Category: blog

Why Did My Prescription Suddenly Cost $300?

Why Did My Prescription Suddenly Cost $300?

Understanding How Prescription Drug Pricing Really Works You walk up to the pharmacy expecting a small copay… and instead hear: “That will be $287.” If that moment has ever caught you off guard—you’re not alone. Prescription drug pricing is one of the most confusing parts of the healthcare system. And the truth is, the price […]

Healthcare Billing & Insurance Explained

Healthcare Billing & Insurance Explained

What Patients and Families Should Know About the Financial Side of Healthcare April Education Series from Stepping Stone Advocacy Services Healthcare can already feel overwhelming during the best of times. Between doctor visits, hospital stays, diagnostic testing, and follow-up appointments, patients and families are often focused on understanding diagnoses and coordinating care. Then the bills […]

The Role of Insurance in Medical Billing: Why the Same Care Can Cost Something Very Different

The Role of Insurance in Medical Billing: Why the Same Care Can Cost Something Very Different

If you’ve ever opened two envelopes—one from your doctor and one from your insurance company—and thought “These don’t match at all”… you’re not alone. Medical billing is not just about the care you receive. It’s about how your insurance processes that care behind the scenes. Understanding this process is one of the most important steps […]

Understanding Medicare: A Guide for Patients and Families Navigating Healthcare Coverage

Understanding Medicare: A Guide for Patients and Families Navigating Healthcare Coverage

Medicare is one of the most important healthcare programs available to older adults and individuals with qualifying disabilities. Yet despite how essential it is, Medicare remains one of the most misunderstood aspects of the healthcare system. As patients age or experience changes in their health, Medicare often becomes the primary payer for hospital care, physician […]

What Happens After a Hospital Stay: A Guide for Patients and Families Navigating the First 30 Days and Beyond

What Happens After a Hospital Stay: A Guide for Patients and Families Navigating the First 30 Days and Beyond

Leaving the hospital is often accompanied by relief. It signals progress. Stability. A return to familiar surroundings. But for many patients and families, discharge marks the beginning of one of the most complex and vulnerable phases of the healthcare journey. Inside the hospital, care is structured. Nurses monitor changes in condition. Physicians evaluate progress. Case […]

Transitioning Home With Home Care: What It Really Means and What to Expect

Transitioning Home With Home Care: What It Really Means and What to Expect

After a hospital stay, many patients are relieved to hear the words “You’re going home.” But going home doesn’t always mean going it alone. A transition to home with home care means you are discharged from the hospital with skilled services coming to you, rather than being sent to a rehab facility or skilled nursing […]

Who You’ll Meet When Transitioning to a Skilled Nursing or Acute Rehab Facility

Who You’ll Meet When Transitioning to a Skilled Nursing or Acute Rehab Facility

Understanding the Care Team That Shapes Recovery and Discharge A transition from the hospital to a Skilled Nursing Facility (SNF) or Acute Rehabilitation Facility (ARF) is a critical moment in the care journey. While most families focus on therapy schedules, room placement, and length of stay, one of the most important — and often overlooked […]

Understanding Assisted Living Pricing: Three Terms That Can Change Your Bill

Understanding Assisted Living Pricing: Three Terms That Can Change Your Bill

When families begin exploring assisted living for a parent or loved one, the focus is often on safety, support, and quality of life. What’s less obvious—but just as important—is how services are described and billed. Many assisted living contracts rely on language that sounds simple on the surface, yet can lead to unexpected cost increases […]

Medical, Billing, and Insurance Advocacy: Why They Must Work Together

Medical, Billing, and Insurance Advocacy: Why They Must Work Together

Healthcare challenges rarely exist in isolation. A single medical decision can trigger insurance requirements, which then influence billing and financial responsibility. When these systems are addressed separately, patients and caregivers are often left navigating delays, denials, and unnecessary stress. Effective patient advocacy recognizes that medical care, insurance, and billing are deeply interconnected—and must be managed […]

Why Care Transitions Are Where Families Need the Most Support

Why Care Transitions Are Where Families Need the Most Support

Care transitions—such as hospital to home or rehabilitation back to independent living—are some of the most vulnerable moments in healthcare. During these transitions, patients and caregivers are expected to absorb complex instructions, manage medication changes, and coordinate follow-up care, often with little guidance. This is where confusion, miscommunication, and preventable setbacks most commonly occur. What […]

LORI IS EXTREMELY TALENTED!

What a great use of Lori’s talents!

I worked with Lori for several years during my career as an orthopedic surgeon. I know her to be not only compassionate and understanding but also a tireless advocate for what is right.

In difficult situations she was unwavering in her quest to enable me to provide the best possible care for my patients. She knows the system and how to work through it (and around it whenever necessary

LORI JUMPED RIGHT IN

If you are in need of a patient advocate, I would highly recommend Lori Schellenberg. She is extremely knowledgeable, effective, and professional. Knows when to be strong and forceful yet loving and caring with your loved one and your family. I was concerned about an elderly family member who had several severe falls, was forgetting to take medication, not eating healthy and not keeping up with housekeeping yet insistent she was fine and staying in her home. Even though Lori lived out of state she made phone calls on our behalf, made several recommendations to help us provide what our loved one needed and was an intermediary when it was necessary. Lori’s knowledge of geriatrics, continuous care/assisted living facilities, the health care system, long term care insurance and hospice is invaluable. She helped us put together a plan that provided the best and continuous care necessary for our loved one and our family. We are extremely thankful for her help and look forward to continuing to work with her as our loved one moves through the next phases of her life’s journey, thus enabling us to create loving memories.

LORI JUMPED RIGHT IN

My husband underwent nasal surgery 6 months ago, after he had a negative sleep study test and was referred to an ENT doctor due to continued fatigue and snoring.

Unfortunately, he developed two different serious infections, and we were concerned about his ongoing treatment with the ENT. In fact, we were very anxious because he wasn’t getting better but the surgeon was not clear with us as to what to do next.

When describing what was going on, Lori jumped right in, when she found out my husband was actually at the surgeon’s office at that time, and still did not understand the situation. She recommended that my husband ask to have the surgeon come back into the room, and to call her so that she could speak to the surgeon with my husband in the room. Lori was very professional and knowledgeable in her approach with his surgeon. She established a treatment plan, in a way that my husband could understand, and why this was the plan. She also discussed the “what ifs” the current treatment plan did not work. He ordered further tests to be completed prior to his next appointment, if he did not improve.

She followed up with my husband and I to make sure we understood the plan.

By advocating for my husband, Lori relieved a lot of anxiety and stress that this current medical concern was causing, and they felt more confident in the surgeon’s care.

We highly recommend Lori and Stepping Stone Advocacy Services, if you are experiencing a medical condition, and don’t know where to turn for answers. She is experienced and professional, yet able to discuss medical terms in a way that we understood.